Is your financial and retirement future on the right course?
UBC Wealth Management is on par with your needs.
UBC Wealth Management is a South Florida financial firm located in Miami specializing in helping clients prepare their long-term financial and retirement income strategies. Financial Adviser Oscar Vega works together with his client base of professionals and small business owners to provide advisory services in the following areas:
Oscar Vega is an acting fiduciary which means he always acts in the best interests of his clients. Hiring a fiduciary could be one of the most important financial planning decisions you make when deciding to work with a financial adviser.
Are you a retiree or are you nearing retirement age?
Let’s schedule a time to meet and create a custom strategy so you can hit your financial and retirement goals.
Don't let your old 401(k) accounts languish.
We can help simplify the 401(k) rollover process.
An important, and often overlooked, aspect of any financial and retirement strategy is the 401(k) rollover process. Over the course of a person’s career, it’s not uncommon to change positions or companies several times and leave 401(k) accounts with previous employers. Incorporating these accounts into a comprehensive strategy can impact your bottom line. It’s usually best to take care of these details sooner rather than later so that your assets have time to grow. UBC Wealth Management can help consolidate and manage these accounts for the financial benefit of the client.
If you need help with 401(k) rollovers, we can help. Let’s schedule a time to talk.
Always striving to be the best.
Success on behalf of his clients.
Oscar Vega earned the honor of “Top of the Table” qualifier with the Million Dollar Round Table (MRDT) in 2022.
Oscar Vega is committed to his clients.
High fiduciary standards guide our work together.
Oscar Vega, RICP®, Founder and CEO
Oscar Vega is the founder and CEO of UBC Wealth Management, an independent investment advisory firm that does not represent any particular carrier or product and acts solely in the client’s best interest. As a fiduciary, he can advise clients on all products and services, therefore acting in the clients best interest. Hiring a fiduciary when choosing to work with a financial adviser could be one of the most important financial planning decisions you make.
In his practice, Oscar focuses on getting clients above-market returns with below-market risk or no risk at all. Oscar specializes in wealth accumulation, retirement income planning, tax withdraw planning, legacy planning and setting up Charitable Remainder Trusts (CRT).
Oscar Vega earned the honor of “Top of the Table” qualifier with the Million Dollar Round Table (MRDT) in 2022. Less than 4% of enrolled financial advisers achieved “Top of the Table” status.
MDRT is a global independent association of the world’s leading life insurance and financial services professionals from more than 500 companies in 70 nations and territories. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service.
Education is important to Oscar and he has earned the RICP® designation which means Oscar has a specialized education in retirement income and is committed to professional and ethical best practices. In addition, Oscar has completed the curriculum for the Certified Private Wealth Advisor designation at the Yale School Of Management.
Over the last 25 years, Oscar has helped hundreds of retirees, people nearing retirement and business owners achieve confidence by designing personalized retirement strategies for conservative investors without sacrificing growth potential.
What is a Retirement Income Certified Professional (RICP®)?
The RICP® is a professional designation for financial advisers. Having the designation means the adviser has a specialized education in retirement income, and is committed to professional and ethical best practices.
Benefits of working with an RICP®:
Build
a customized retirement income plan that addresses income needs and other financial goals in retirement.
Choose
your optimal retirement age.
Plan
for potential risks faced in retirement like the uncertainties of life expectancy, inflation, health status, and market climate.
Make
claiming decisions that maximize Social Security benefits.
Obtain
health insurance coverage to supplement Medicare or provide coverage prior to Medicare eligibility.
Prepare
for late-life needs including long-term care, and other needs due to physical and mental decline.
Consider
ways to improve a plan through taking advantage of tax savings plans and other tax considerations.
Ready to get started on your financial and retirement strategy?
Services designed to meet your needs.
Making sure your assets work for you.
UBC Wealth Management provides clients with a holistic suite of financial and retirement services to meet the varying needs of near-retirees, retirees, professionals and small business owners.
Resources, knowledge and tools.
Stay current on the latest retirement trends.
Contact Us
Get access to the UBC Wealth Management Cheat Sheet Library:
- 2022 Taxes Cheat Sheet
- 2022 401(k) Rollover Cheat Sheet
- 2022 Capital Gains Cheat Sheet
- 2022 Longevity & Inflation Cheat Sheet
- 2022 Estate Planning Cheat Sheet
Ready to schedule
an appointment?
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Advisory Services offered through Change Path, LLC, a Registered Investment Advisor.
UBC Wealth Management, LLC, and Change Path, LLC, are not affiliated.
Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.
Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company. 21603 - 2022/1/4