Our philosophy At UBC Wealth Management is to help retirees and people approaching retirement age achieve piece of mind by designing personalized retirement planning strategies for cautious investors.
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Meet Oscar Vega, RICP®"Oscar Vega is the founder & CEO of UBC Wealth Management an independent investment advisory firm that does not represent any particular carrier or product, therefore acts solely in your best interest. We are fiduciary’s. We can advise you on any product or service.
Oscar focuses on getting clients above market returns with below market risk or no risk at all. Oscar specializes in wealth accumulation, retirement income planning, tax withdraw planning, estate planning and setting up Charitable Remainder Trust (CRT). Oscar holds the RICP designation which means Oscar has a specialized education in retirement income, and is committed to professional and ethical best practices. Over the last 25 years Oscar has helped hundreds of retirees, people nearing retirement and business owners achieve confidence by designing personalized retirement strategies for conservative investors while not sacrificing growth potential. This insight gives us the most efficient strategies when it comes to designing your retirement. “The commitment of UBC Wealth Management to every client has driven unprecedented growth based on client endorsements and client referrals.” |
What is a Retirement Income Certified Professional (RICP®)
The RICP® is a professional designation for financial advisors. Having the designation means the advisor has a specialized education in retirement income, and is committed to professional and ethical best practices.
Benefits of working with an RICP®
Build a comprehensive retirement income plan that addresses income needs and other financial goals.
Choose your optimal retirement age.
Plan for the risks faced in retirement like the uncertainties of life expectancy, inflation, health status, and investment climate.
Make claiming decisions that maximize Social Security benefits.
Obtain health insurance coverage to supplement Medicare or provide coverage prior to Medicare eligibility.
Prepare for late-life needs including long-term care, and other needs due to physical and mental decline.
Consider ways to improve a plan through taking advantage of tax savings plans and other tax considerations.
Choose your optimal retirement age.
Plan for the risks faced in retirement like the uncertainties of life expectancy, inflation, health status, and investment climate.
Make claiming decisions that maximize Social Security benefits.
Obtain health insurance coverage to supplement Medicare or provide coverage prior to Medicare eligibility.
Prepare for late-life needs including long-term care, and other needs due to physical and mental decline.
Consider ways to improve a plan through taking advantage of tax savings plans and other tax considerations.
Advisory Services offered through Change Path, LLC an Investment Advisor. UBC Wealth Management and Change Path, LLC are not affiliated.
This information is designed to provide a general overview with regard to the subject matter covered and is not state specific. The authors, publisher and host are not providing legal, accounting or specific advice for your situation.
This information is designed to provide a general overview with regard to the subject matter covered and is not state specific. The authors, publisher and host are not providing legal, accounting or specific advice for your situation.